Pngme is global alternative lending platform that gives institutional investors access to an alternative lending asset class. Using tokenized digital bonds, decentralized rate setting algorithms, and digital-footprint-based credit scoring Pngme creates an open and transparent lending platform where borrowers can obtain low-cost capital and investors can access alpha.
For borrowers Pngme provides the necessary tools to credit score their customers and raise capital by issuing digital bonds that are sold on our lending platform to investors. Our Credit Scoring APIs allow for seamless integration with a borrower's mobile payment application in order to embed credit default risk into the digital bond through our Digital Bond API. By providing current and historical credit risk information investors are able to price capital more efficiently and increase the supply of affordable capital for borrowers.
Additionally Pngme’s mobile banking application increases access to finance for business owners and consumers. Featuring mobile-to-mobile payments, savings, and a digital credit score, the app gives consumers easy access to finance anywhere in the world from their mobile device.
Our mission is to close the $5.2 trillion dollar finance gap that affects 200 million micro, small, and medium sized enterprises globally. This will drive sustainable economic growth from the bottom of the financial pyramid increasing opportunity and quality of life.
Features
- Mobile Payments
Low or fee-less mobile payments in your local or digital currency.
- Everyday Accounts
Easily create a daily spending account for everyday mobile payments.
- Piggy Bank
Earn interest on the money saved in your Pngme piggy bank account.
- Credit Score
Algorithmic credit score created from a user's mobile digital footprint.
- Peer-to-Peer Loans
Lend and borrow money on Pngme at competitive interest rates.
- Pngcoin
Earn Pngcoin when you sign up, refer friends, or save to your Piggy Bank.
Coming Soon
Launching in 2019, our mobile app will allow early users to earn rewards, lend money, and build their borderless credit score.
Our second release will bring, USD, GBP, EUR, and KSh currencies to a users wallet. Allowing users to make instant payments and save in their local currency.
Earn Rewards
By signing up and registering for a free credit score you will receive free Pngcoin directly to you Pngme accounts.
The more you build you credit score the more Pngcoin you can earn! Pngcoin are redeemable for cash in the future.
Token Name: Pngcoin (PNG)
Private sale round 1 price: 1 PNG = $ 0.013 + 100% bonus (1,667 cap)
Private sale round 2 price: 1 PNG = $ 0.013 + 75% bonus (4,167 cap)
Private sale round 3 price: 1 PNG = $ 0.013 + 25% bonus (10,417 cap)
Global Mobile Finance Marketplace for Finance Institutions and MSMEs
- Mobile Payments
Low or fee-less mobile payments in your local or digital currency
- Everyday Accounts
Easily create a daily spending account for everyday mobile payments
- Loan Marketplace
Lend and borrow money on Pngme at competitive interest rates
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- Credit Score
Algorithmic credit score created from a user's mobile digital footprint
- Piggy Bank
Earn interest on the money saved in your Pngme piggy bank account
- Rewards
Earn Pngcoin rewards when you refer friends and save Pngcoin
Our Team
Brendan Playford - Co-founder
Cate Rung - Co-founder
Giovanni Valdenegro - Product Designer
Ashley Wilson - Business Operations
Mashiat Mutmainnah - Data Science Engineer
George Mosomi - Engineering
Peter Okwara - Blockchain Engineering
Our Advisors
Paul Sonier - Blockchain Technology
Arjun Dev Arora - Advisor
A.S Oberoi - Advisor, Partnerships
George Shaw - Advisor, Data Science
Matt Wolf - Blockchain Technology
Grégoire Belhassen - Growth & Partnerships | Brazil
Jake Kuckeruk - Advisor, Business Development
Zach Resnick - New Economy Fund | Investor
Matt McGraw - Angel & Advisor
Jeffrey Premer - Advisor
Becca Salisbury - Advisor, Project Management
Richard Titus - Advisor
Our Partners
Codigo Del Sur - Front End Development
Flight Design Co. - Brand
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Author : Beat putih
Bitcointalk URL: https://bitcointalk.org/index.php?action=profile;u=1953434
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